Terms & Conditions

Welcome to the Talk Pedia website ("Website"). These Terms & Conditions ("Terms") govern your use of our Website and any services provided through our Website (collectively, the "Services"). By using our Website or Services, you agree to these Terms.

  1. Use of Website and Services You may use our Website and Services only for lawful purposes and in accordance with these Terms. You agree not to use our Website or Services:
  • In any way that violates any applicable federal, state, local, or international law or regulation;
  • For the purpose of exploiting, harming, or attempting to exploit or harm minors in any way;
  • To transmit, or procure the sending of, any advertising or promotional material, including any "junk mail," "chain letter," "spam," or any other similar solicitation;
  • To impersonate or attempt to impersonate Talk Pedia, a Talk Pedia employee, another user, or any other person or entity;
  • To engage in any other conduct that restricts or inhibits anyone's use or enjoyment of our Website or Services, or which, as determined by us, may harm Talk Pedia or users of our Website or Services or expose them to liability.
  1. User Content Our Website may allow you to submit, upload, publish or otherwise make available content, including but not limited to articles, comments, and user profiles ("User Content"). You retain all rights in, and are solely responsible for, the User Content you submit to our Website. You grant Talk Pedia a non-exclusive, royalty-free, perpetual, worldwide license to use, display, reproduce, and distribute your User Content on our Website and through our Services.

  2. Intellectual Property Our Website and its entire contents, features, and functionality (including but not limited to all information, software, text, displays, images, video, and audio, and the design, selection, and arrangement thereof), are owned by Talk Pedia, its licensors, or other providers of such material and are protected by United States and international copyright, trademark, patent, trade secret, and other intellectual property or proprietary rights laws. You may not modify, copy, reproduce, distribute, transmit, display, publish, sell, license, create derivative works from, or otherwise use any content or materials on our Website without our prior written permission.

  3. Third-Party Links and Services Our Website may contain links to third-party websites, advertisers, services, special offers, or other events or activities that are not owned or controlled by Talk Pedia. We do not endorse or assume any responsibility for any such third-party sites, information, materials, products, or services. If you access any third-party website, service, or content from our Website, you do so at your own risk and agree that Talk Pedia is not liable for any loss or damage that you may incur as a result of your access to or use of third-party sites or services.

  4. Disclaimer of Warranties YOUR USE OF OUR WEBSITE AND SERVICES IS AT YOUR SOLE RISK. OUR WEBSITE AND SERVICES ARE PROVIDED ON AN "AS IS" AND "AS AVAILABLE" BASIS. TALK PEDIA EXPRESSLY DISCLAIMS ALL WARRANTIES OF ANY KIND, WHETHER EXPRESS OR IMPLIED, INCLUDING, BUT NOT LIMITED TO, THE IMPLIED WARRANTIES OF MERCHANTABILITY, FITNESS FOR A PARTICULAR PURPOSE, AND NON-INFRINGEMENT.

  5. Limitation of Liability IN NO EVENT SHALL TALK PEDIA OR ITS OFFICERS, DIRECTORS, EMPLOYEES, OR AGENTS BE LIABLE TO YOU OR ANY THIRD PARTY FOR ANY DIRECT, INDIRECT, INCIDENTAL, SPECIAL, OR CONSEQUENTIAL DAMAGES ARISING FROM YOUR USE OF OUR WEBSITE OR SERVICES, INCLUDING, BUT NOT LIMITED TO, LOST PROFITS, LOST DATA, OR BUSINESS INTERRUPTION, WHETHER BASE